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Accounts Receivable Factoring

Accounts Receivable Factoring allows a client immediate access to working capital, instead of waiting for customers to pay their invoices.

Unlimited Capital. Factoring focuses on a client’s sales, not assets. As sales increase, more capital becomes available to the client to meet the demand for its products/services.

Early Payment Discount. Factoring can provide funds necessary to pay off suppliers early and receive discounts.

Volume Discounts. With more working capital, a client can save money on buying with volume discounts.

No More Early Payment Discounts for Customers. Since clients receive funds immediately from factoring, they can stop offering costly, early payment discounts.

Improved Equity. When clients use a factor, they don’t need new business partners or to give up equity.

No Debt. Because factoring is actually a sale of assets (invoices), it is not a loan, and no debt is incurred. Clients’ balance sheets will improve, making it easier for them to obtain other types of financing.

Better Credit. Factoring allows clients to pay their employees, taxes, and bills on time. By establishing a good credit rating, clients may be able to obtain better terms from suppliers and qualify for loans.

Quick and Easy Funding. The factoring application takes less time and effort than other forms of financing — in most cases, no personal financial statements, business plans or projections are required.

Ability to Leverage Customers’ Credit. Funding decisions are based on credit worthiness of the clients’ customers; clients don’t have to be in business for years or have perfect credit to receive funds.

Early Payment from Customers. Many customers will pay factored invoices faster than non-factored invoices.

Early Warning for Customer Problems. Because factors verify invoices with customers, they can tell if there’s a customer service problem right away, before it’s too late to save the account.

Access to Financial Reports. Weekly reports to clients tracking customers’ invoices and payment history.

Accounting Services. Factors can function as a client’s accounts receivables department.

Types of Factoring
Recourse factoring. The factor reserves the right to seek repayment from the client if its customers can’t pay their invoices.

Non-Recourse factoring. The factor takes responsibility of the invoice in the event the client becomes insolvent.

Want more information?

Call 561-549-0155
BankAtlantic Business Capital
1700 NW 2nd Street
Boca Raton, FL 33432

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